Information Needed for Loan Application

Checking, Savings, CDs, Money Market & IRA Accounts

• Names and addresses
• Account numbers
• Balances

Loans (car loan, mortgages, student loans, credit union loans, etc.)

• Names and addresses of creditors
• Monthly payments and balances
• Account numbers and purpose of loan

Credit Cards

• Card name and name of bank that issued card
• Account numbers
• Monthly payment balances

Employment Information

• Names and addresses of all employers for 2 full years (past and present) with dates of employment.
• Recent pay stubs
• Last 2 years W-2 forms

Self-Employed

• Last 2 years personal tax returns
• Last 2 years corporate or partnership tax returns
• Year to date profit and loss statement

Real Estate Owned

• Value of property
• Lease agreement with terms
• Names and addresses of lenders
• Monthly payments, balances and account numbers

Personal Assets

• Year, model and value of car
• Cash value of life insurance
• Stock and bond value
• Value of furniture, jewelry, etc
• Contract of sale on home being purchased
• Contract of sale on present home being sold if applicable
• Divorce decree/separation agreement if applicable